In the rich text editor:
@fruitbat
In a comment:
[fruitbat](https://chowlings.com/user/fruitbat)
For Names and Avatars:
In the rich text editor:
%fruitbat
In a comment:
[![fruitbat's Avatar](https://chowlings.com/images/avatars/default.jpg)](https://chowlings.com/user/fruitbat) [fruitbat](https://chowlings.com/user/fruitbat)